Paid · Creditor Intelligence

Preference Exposure Analysis

How much did you receive from this debtor inside the preference window, and how defensible is that receipt?

What you upload

Invoices
Accounts-receivable aging reports
Payment history
CSV, TSV or TXT exports
Excel workbooks (.xlsx), read directly
QuickBooks exports
PDF supporting documents, kept as evidence

Files are held in temporary storage with a stated deletion date, not kept as a permanent copy of your ledger.

What you get back

Preference Exposure Summary
Payment Timing Analysis
Ordinary Course Indicators
Payment Bucketing Analysis
Historical Payment Profile
Risk Summary
Data Provenance
Legal Disclaimer

Supported import formats

CSV, TSV, TXT or XLSX ledger exports, or PDF supporting documents.

Up to 10 files, 5 MB each, 25 MB in total.

The parser reads a header row naming a date column and an amount column, and accepts ISO, M/D/YYYY, MM/DD/YYYY and M/D/YY dates. An .xlsx workbook is read in the browser for the preview and again on our server at purchase.

How your data is handled

The preview is parsed in your browser. Nothing is uploaded for it.
Your files are uploaded only when you purchase, and they are re-read on our server: the analysis is computed from the stored file, not from anything your browser sends.
Each file is stored with its SHA-256 hash so the figures can be re-derived from exactly what you submitted.
Ledger files are parsed. PDF supporting documents are kept as evidence and are not parsed as payment rows.
Uploaded files are deleted 30 days after upload. The deletion is recorded.
The analysis itself (the figures and the report text) stays on your account, so the document you bought does not disappear with the file.

Accepted: CSV, TSV, TXT or XLSX ledger exports, or PDF supporting documents. Up to 10 files, 5 MB each, 25 MB in total.

Your payment ledger

Attach one or more exports, then tell us the filing date. The rows below are exactly what the preview will use.

Payment exports and documents

CSV, TSV, TXT or XLSX ledger exports, or PDF supporting documents. Up to 10 files, 5 MB each, 25 MB in total. You can add files in more than one go.

Filing date

Required. The preference window is measured back from it.

Claim amount (USD) (optional)

Optional. Without it the outsized-payment test is skipped.

Your name (creditor)

Debtor name

Are you an insider of the debtor? Insiders reach back 365 days instead of 90.

Purchase unlocks once at least one payment row has been read from your files.

Not sure yet? Screen it first, or read where you stand in the case.

Run the free screener Get a Creditor Position Report

This analysis is informational only and is computed from the data you supplied. It is not legal advice, it does not create an attorney-client relationship, and it does not determine whether any payment is recoverable. Preference law varies by jurisdiction and by the facts of each case, and a qualified bankruptcy attorney should review any exposure before any payment is returned or any defense is asserted. No outcome is guaranteed.